Discover the car finance that’s right for your needs

We provide a selection of purchase and financing options in order to make your car buying simple and hassle-free with competitive interest levels, discounts and payment that is flexible. Utilize our convenient car finance calculators to compare car finance prices and terms and protect our payment protection to your vehicle and insurance coverage choices.

Why choose TDECU for the loan?

  • Prices starting at 2.49% APR 1
  • No cash straight down solutions
  • Discounts for recurring deposit that is direct of250 or higher
  • No concealed charges, expenses, or penalties that are early-payoff
  • Affordable payment plans customized to your requirements
  • 24-hour approval of all loans
  • Terms so long as 72 months

brand New or utilized automotive loans

No cash down choices available, discounts for recurring direct deposits of $250 or maybe more, with no concealed costs, expenses or payoff that is early

2.49% – 48 Mo. – brand New car

No re payments for 3 months 3

Get car finance somewhere else?Refinance with TDECU! 2

Reduce your payment per month. Discounts for recurring direct build up of $250 or even more, with no hidden charges, expenses or payoff that is early

2.49% – 48 Mo. – brand New car

No re re re payments for 3 months 3

Motorcycle, ship and leisure car loans

Looking to purchase a bike, watercraft, RV, ATV/UTV or, to refinance financing held elsewhere 2 we now have financing options for people, too!

4.49% – 48 Mo. – New motorcycle5.25% – 48 Mo. – New boat5.25% – 48 Mo. – brand New leisure car

No re re payments for 3 months 3

New or utilized automobile financing

Get car loan somewhere else?Refinance with TDECU! 2

Motorcycle, watercraft and leisure automobile loans

No cash straight straight down choices available, discounts for recurring direct deposits of $250 or maybe more, and no concealed charges, expenses or payoff that is early

Decrease your payment. Discounts for recurring direct build up of $250 or higher, with no concealed costs, expenses or very early payoff charges

Get pre-approved

You are a serious buyer and will be ready to offer a good deal to get your business when you are pre-approved for a TDECU auto loan, car dealers know. Plus, you will be confident comprehending that you’ve got low-rate funding supplied by TDECU.

Finance in the dealership

TDECU financing is present straight at a huge selection of dealerships in Texas. When you discover the automobile you would like, inform the dealer you prefer your loan from TDECU, then finish the paperwork right during the dealership, plus in almost no time your loan is authorized.

Shop with Carvana

Carvana provides an online showroom of examined, top-notch cars. In several presses you can easily pick, finance, and pick-up your vehicle from their Car Vending Machine or have your car or truck sent to you. All by having a 7-day guarantee that is money-back.

Car finance calculators

Our online car loan calculators will allow you to calculate your instalments in order to discover the loan that is right you.

Pick a calculator from the list below.

Car: Simply How Much Will My Car Re Re Payments Be? Automobile: How Much Vehicle Can I Pay For?

Some tips about what you will need to offer us to get going:

  • Work, income, and housing information
  • Amount you want to fund (cost, fees, name, permit, and warranties, less downpayment that is any
  • Amount of the mortgage, also referred to as the word regarding the loan
  • We will need the title, loan, registration and license information if you are trading in a vehicle
  • When you have currently chosen an automobile to acquire, we shall require the Vehicle Identification Number (VIN), the actual mileage in addition to dealer or vendor’s title

Re re Payment security and insurance coverage protection

GAP insurance coverage

This protection is supplemental to most of your insurance plan and certainly will help with spending any differences when considering what’s owed on your own car, additionally the vehicle’s value.

Car advantage advantage

Included included in the GAP insurance plan, this advantage pays as much as $500 per loss (unlimited losses each year) whenever a claim is filed and compensated together with your main insurance coverage provider.

TDECU Insurance Agency, LLC

Our agency is going to work with you to definitely obtain the most readily useful motor insurance prices that won’t sacrifice protection. We are going to perform some contrast work, finding you the most useful protection at the very best value.

Have actually you received a page into the mail Collateral that is regarding Protection (CPI)? Click on the key below to give you your evidence of insurance on line.

Car loan FAQ

How do being help that is pre-approved whenever I am searching for a car?

You can focus on negotiating the best price when visiting the dealership when you are pre-approved for a vehicle loan. This enables one to go shopping with full confidence, once you understand you may not end up with higher level financing. Dealers have a tendency to just just take individuals with pre-approved funding more really since it means you are actively shopping for an automobile prepared to conduct business.

Am I able to be authorized for an automobile loan while having funds available the day that is same?

Quite often, perhaps you are approved and funds provided the exact same time. We recognize that sometimes the vehicle-buying procedure is definitely an matter that is urgent. All of us will answr fully your concerns which help expedite the automobile loan approval and application procedure.

Could I make extra re re payments and spend down my car loan prior to when the first term?

Yes. At TDECU, there are no prepayment charges for paying down your vehicle loan sooner than your initial term. In reality, it is a terrific way to save well on interest on the run that is long!

1 APR = percentage Rate that is annual.

2 Existing TDECU loans are ineligible for refinancing.

3 Interest would be charged for your requirements through the initial loan date from the unpaid stability through the payment deferral period that is 90-day. Restricted time offer.